"It's Your Money and Your Money Matters"
As each day arrives it brings renewed money-making or money-saving opportunity to increase your family standard-of-living and net worth. Money Matters brings great opportunities in both real estate and financial markets! Money Matters is here to help you make a success involving your money! Remember, it's Your Money and your money matters!
Money matters. And using tried and true strategies for dealing with money or the lack of it, can make a big difference to your present and your future. Whether you are saving, spending, or borrowing money, this is information you can’t afford to overlook.
Shopping & Saving
Realistic budgeting is the key to maintaining a financial safety net and spending wisely. Whether you’re shopping for things you buy routinely — or saving for that occasional big ticket item — planning is key. These shopping tips can help you save money on everyday purchases, as well as on some products and services you buy once in a while.
Buying & Owning a Car
Having a car can be an expensive proposition. Read tips on buying vs leasing, negotiating the best deal, financing, getting the most out of warranties and service contracts, using gas efficiently, and avoiding repossession.
Credit and Loans
Decisions about credit and loans involve lots of factors, including how much money you need, what terms you’re offered, and who is behind the offer. If you are choosing a credit card or wondering whether offers of credit and loans are on the up and up, these tips can help.
Dealing with Debt
Debt collection, debt management, debt relief, debt settlement... Debt is a four-letter word that’s the subject of some complex laws. Learn how to exercise your rights under the Fair Debt Collection Practices Act — and how to recognize debt-related scams and frauds.
Resolving Consumer Problems
Things don’t always go right. Sometimes you don’t get what you ordered; sometimes you get an item of the blue. What are your obligations? And by the way, are there advantages to using any particular method of payment in terms of consumer protections?
Jobs & Making Money
If you’re in the market for a job, an investment, or a business to run in your off-hours or as an encore career, there are some mighty convincing promoters out there who promise high returns, low risk, and ‘golden’ opportunities just waiting for the right buyer. Take the time to ask the questions that can keep you from getting ripped off.
If you’re looking for a job, you may see ads for firms that promise results. Unfortunately, some job placement firms misrepresent their services, promote nonexistent vacancies, or charge high fees in advance for services that don’t guarantee placement.
There are all kinds of home-based businesses, including ones that are set up to fail. Scammers make appealing — but not always truthful — pitches for medical billing businesses, envelope stuffing schemes and craft and assembly projects, knowing that many people must find ways to work from home.
Going into Business
If you’re considering putting money into a business opportunity, do some research first. By law, business opportunity promoters must give you certain information before you hand over any money.
Investments & Grants
Do your research before you commit to an alternative investment or money-making opportunity. Promises of “free money,” mysterious financial models, and outsize returns most likely are scams.
Homes & Mortgages
Buying or renting a home is a big financial decision. And whether it’s a condo, a townhouse, or a single family residence — new construction or a home with a history — this transaction will have a significant impact on your budget. What do you need to know?
Money Matters & MLS Flat Fee Listing's goal is to save home-sellers nearly 1/2 less typical real estate commission by not paying a listing broker commission to get their home listed in the MLS! We have a fixed fee listing nationwide network of Realtor® associates. Property sellers should visit Real Estate MLS Flat Fee Listing to get your real estate property mls listed in your local "Real Estate Multiple Listing Service" or more details!
Information is critical when you are shopping for a mortgage. And it’s equally important to know the consequences of falling behind on your payments and the telltale signs of a foreclosure rescue scam. What about a reverse mortgage? When could it be a good deal — and when can it be a dud?
Building a deck? Installing an alarm system? Repaving the driveway? You can save time, money, and frustration by knowing the signs of a home improvement scam, and the consumer protections in the Cooling Off Rule.
Saving Energy at Home
Energy efficiency comes in all sizes and shapes — from appliances and toilets to windows and light bulbs. The choices you make for your home or business can have a big impact on your budget — and on the environment.
Renting & Timeshares
If you’re a renter or a property owner, scammers use tricks to try to get your money, like bogus rental listings and timeshare reseller rip-offs.
Crooks use clever schemes to defraud millions of people every year. They often combine sophisticated technology with age-old tricks to get people to send money or give out personal information. They add new twists to old schemes and pressure people to make important decisions on the spot. One thing that never changes: they follow the headlines — and the money.
Stay a step ahead with the latest info and practical tips from the nation’s consumer protection agencies. Browse FTC scam alerts by topic or by most recent.
Health & Fitness
The financial markets are heavily marketed in products and services for fitness and health, making the competition for your business more fierce than ever. Learn how to decode ads for products that promise to cure everything from baldness and cancer to diabetes and dementia, and for services that say they will shape you up, restore your youthful glow, and turn those ABS into a well-defined 6-pack.
When you’re shopping for health insurance, beauty products, or other health-related goods, it pays to do some research before you spend any money.
Treatments & Cures
When it comes to treatments for health conditions, it can be tough to tell useful products and services from those that don’t work or aren’t safe. It’s unlikely that a supposed ‘cure-all’ can cure anything.
Weight Loss & Fitness
Advertising claims for weight loss products and services inevitably over-promise. The products and services themselves almost always under-deliver. Changing your diet and exercising more are the keys to successful weight loss. Find out how to evaluate weight loss and fitness claims before you buy products or services that claim to make it fast or easy to slim down or shape up.